Eliminate Up to 90%
Total Card Processing Costs!

Join business owners across the U.S. who've eliminated most of their monthly card processing fees with our approved, compliant Cash Discount Program — wireless, countertop, or full P.O.S.

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Is the Surcharge Program Right for Your Business?

Whether you run a restaurant, retail store, service company, or multiple locations, SizlPay can help you explore a payment setup designed around the way your business operates.

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SizlPay Solutions

Restaurants & Cafés

Payment solutions designed around fast transactions, tips, tableside payments and everyday restaurant operations.

Retail Stores

Countertop and wireless payment options for stores handling everyday customer purchases.

Professional Services

Flexible payment acceptance for consultants, agencies, offices and service-based businesses.

Home & Field Services

Mobile payment acceptance for businesses that work directly at customer locations.

Franchises & Multi-Location

Scalable payment setups for businesses operating across multiple locations.

High-Volume Merchants

Payment infrastructure for businesses processing significant monthly card volume.

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A Compliant Program, Explained Simply

The Cash Discount Program gives merchants a flexible way to structure service charges while keeping the process clear and consistent.

Applied Equally to Every Card

The service charge is applied the same way to credit and debit transactions alike — fully compliant with card brand rules.

Flexible Fee Structure

Your fee can be a percentage of the transaction, a flat fee, or a combination of both — whatever fits your business best.

Smart Tiering by Ticket Size

For example, transactions under a set amount can carry a flat fee, while larger transactions carry a percentage instead.

All Biz Types Welcome

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Built for Restaurants, Retail & Everything Between

Flexible hardware and merchant-ready features make the program practical across different business types and checkout environments.

✓ EMV Compliant, Wireless Terminals, Touch Screen, WiFi

✓ All-in-One P.O.S. Systems with Printer & Heavy-Duty Cash Drawer

✓ Restaurant EMV Tip Adjust Post-Authorization

✓ Built-in Loyalty Programs

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If You're Paying More Than $50/Month in Fees, You're Paying Too Much

Lower processing costs can help keep more revenue inside your business while still giving customers flexible ways to pay.

Reduced Fees

Keep more of every sale

Increased Cash Flow

Put real dollars back into your business

Credit & Debit

Give customers more ways to pay

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Potential Processing Cost Reduction

90%

Processing Costs

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More Than Payments. A Better Way to Run Your Business.

Our surcharge and cash discount solutions are designed to make payment processing simpler, more flexible, and more affordable for everyday businesses.

Keep More of Every Sale

Reduce the impact of card processing expenses and keep more of the revenue your business generates.

Improve Your Cash Flow

Turn recurring processing expenses into additional working capital that can stay inside your business.

Accept More Ways to Pay

Give customers the flexibility to pay with the major card networks while maintaining a simple checkout flow.

Built With Compliance in Mind

Payment programs and hardware are designed around established card acceptance and compliance requirements.

Flexible for Your Business

Choose wireless, countertop, or full P.O.S. solutions based on how your business actually takes payments.

Support When You Need It

Get help from real people when you need assistance with your account, equipment, or payment setup.

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SIZLpay Module #184 — Modern Light Surcharge Program FAQ

Have Questions About the Surcharge Program?

Here are answers to some of the most common questions merchants ask before getting started.

A surcharge program allows a merchant to pass an eligible portion of payment processing costs to customers who choose to pay by card, subject to applicable card-brand rules, state requirements, and proper disclosure.

Surcharging is permitted in many U.S. markets, but requirements vary by state, card network, transaction type, and program structure. A compliant program must follow the applicable rules and provide the required customer disclosures.

Yes. Proper disclosure is an important part of a compliant surcharge program. Customers should be clearly informed when a surcharge applies before completing their transaction.

Depending on your current setup, the program may be integrated with your existing payment environment or paired with a new terminal or POS solution. Your account manager can review your current setup and recommend the appropriate option.

Savings depend on your monthly card volume, average ticket, current processing costs, and the program selected. An account manager can review your current processing statement and help estimate the potential impact for your business.

Surcharge solutions can be suitable for many retail, restaurant, service, and other merchant environments. Eligibility depends on the business, processing setup, applicable regulations, and program requirements.

Stop Giving Away Your Processing Revenue.

See how much your business could save with a compliant surcharge and cash discount program designed around the way you already accept payments.

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Interested in More Information?

Fill Out the Simple Form to Get Started. Our payment specialists are standing by to deliver the best merchant solutions.

Direct Merchant Hotline 760-341-SIZL (7495)

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Complete our 2-step merchant inquiry for immediate rate quotes & solution setup.

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Merchant Processing Account (P.O.S., Wireless, Clover)

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Fundraising Programs

National Brand Discounts / Monthly Subscriptions

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Thank you for requesting SIZLpay merchant services. A senior rate specialist will review your request and contact you within 15 minutes.

Eliminate Up to 90% Total Card Processing Costs!

Is the Surcharge Program Right for Your Business?

A Compliant Program, Explained Simply

Wireless, Countertop, P.O.S We Have the Solution

4G ▪ WiFi Solutions

4G ▪ WiFi Solutions

4G ▪ WiFi Solutions

Countertop Solutions

Countertop Solutions

Countertop Solutions

4G ▪ WiFi Solutions

Countertop Solutions

P.O.S. Terminal Solutions

Built for Restaurants, Retail & Everything Between

If You're Paying More Than $50/Month in Fees, You're Paying Too Much

Reduced Fees

Increased Cash Flow

Credit & Debit

More Than Payments. A Better Way to Run Your Business.

Keep More of Every Sale

Improve Your Cash Flow

Accept More Ways to Pay

Built With Compliance in Mind

Flexible for Your Business

Support When You Need It

Have Questions About the Surcharge Program?

Stop Giving Away Your Processing Revenue.

Interested in More Information?

Please Fill Out The Form Below

Application Submitted!

Eliminate Up to 90%
Total Card Processing Costs!